Cheapskates Club and Cheapskates Journal
  • Save money, time and enjoy a great lifestyle the easy way. Join the Cheapskates Club for just 10 cents a day! more ...
  • Rediscover Your Money in 2014. Click Here for Debt Free, Cashed Up and Laughing more ...


Hello Cheapskaters,

If this is your first visit, welcome to the Cheapskates Club. And if you've visited before, we're glad to see you again.

The Cheapskates Club is the place to be if you want to win the Battle of the Bills. If you are serious about saving money, and living life debt free, cashed up and laughing then this is the place to be.

Here you'll find all the resources you need to start living the Cheapskates way and stop drowning in debt.

Have a look around, and I hope I meet you in the Platinum Member's Centre very soon.

 2014 Own Your Christmas Countdown and Challenge

It's just days until Christmas Day, the most expensive day of the year for many families.  There are many Australians who didn't plan for last Christmas and the chances are they will still be paying for it come this Christmas.

My challenge to you today is to do everything you possibly can, with the help of the Cheapskates Club of course, to own your Christmas 2014.

Click here to join the challenge and get all the tools you need to own your own Christmas.

The Cheapskates Journal
December 2014

From Cath's Desk
Feature Article: Cheapskates Style Habits for a Frugal Kitchen this Christmas
Thoughtful Moment: Building Bridges
Saving Story: On a MOOing Roll
Creating a Christmas Feast on a Budget

The Joy of What’s Left
Making Good Gravy
Throw a Great New Year's Eve Party Without Blowing the Budget

Dear Cath
On The Menu: Quick and Easy Finger Food
Quotes of Note
Cheapskates Tip Store: 12 brand new tips

And a whole lot more....
Cheapskates Washing Powder
As seen on A Current Affair

Click here to watch Cath make a batch of her famous washing powder in just minutes!

Click here to download your free Cheapskates Washing Powder Tip Sheet

Click here to find out more!

Cheapskate's Secret Super Savers

Want to know where to find the best bargains? Look no further! Our latest e-book is full of stores and outlets where you can save up to 85% off everything from groceries to craft supplies and manchester to luggage, and it's free!

Click here to download your copy of Cheapskates Secret Super Savers

31 Days of MOO

MOO Month is over and it was a lot of fun and a huge success. Thirty-one new ways to say "no thanks" to supermarkets and department stores were shared during March.  I've had a lot of requests to put all 31 MOOs into a book you can download so that's what I've done. In a single PDF, I’ve compiled all 31 MOOs, along with the tutorial, photos and any resource you might need to MOO each project. 

If you are a Platinum Cheapskates Club member you can log in to download your copy from the Printables page.

If you are not a Platinum Cheapskates Club member you can purchase your copy from the Cheapskates Book Store for just $1.99.  It’s really that simple.

 "My husband has a new name for me its ‘Cath’"

He calls me that when we are out shopping and around home when I’m chasing frugal ideas from you. We have recently become pensioners and your survival ideas are not only challenging, fun and interesting we are doing great in our retirement and enjoying it thanks to Cheapskates. We both enjoy testing out your tips.I just read my Cheapskates news and tips, better than any mag I could get.
Heather O.

Join the $300 a Month Food Challenge and slash those grocery bills, eat well and save more! The $300 a Month Food Challenge

Back in 2004 I wrote a little book called "Super Shopper" showing how you could easily feed a family on $70 a week.  Then, in October 2010 Wendy started the $300 a Month Food Challenge in the Member's forum.

Since then Cheapskaters have been tackling the $300 a month food challenge with fantastic results, slashing grocery bills and saving thousands of dollars a year.

Click here to join the $300 a Month Food Challenge.

Cleaning with the Super Six

The latest e-book from The Cheapskates Club shows you how for under $30 a year you can keep your home clean and your money in your wallet!

Cleaning with the Super Six is full of recipes for simple, safe and frugal cleaning products that will keep your home clean and your budget intact.

Click here to get your copy of Cleaning with the Super Six

Find financial freedom, save money, slash the bills with the Cheapskates Club and the 2012 Saving Revolution!
Join the Cheapskates Club Saving Revolution and win the Battle of the Bills!

If you want to win the Battle of the Bills (and who doesn't?) then the Cheapskates Club is the place to find the resources you need to plan your money saving strategies and attack the bill monster and the Cheapskates Club Saving Revolution will challenge you to get your financial life under control and start living the Cheapskates way - debt free, cashed up and laughing.

The Cheapskates Club Saving Revolution requires commitment. It's only for those who truly want to get out of debt forever, and so was only available to Platinum Cheapskates Club members.

The Saving Revolution was so popular we've opened it up to everyone!

Click here to find out more about how you can join the Saving Revolution and live life debt free, cashed up and laughing!

 Which Cheapskates Club membership is right for me?

Whatever your goals, the Cheapskates Club will show you ways you can save money every day, and reach them sooner.  There are two levels of Cheapskates Club membership:

Platinumclick here to see the benefits of Platinum Cheapskates membership

Silverclick here to see how Silver Cheapskates members benefit

Free Tip Sheets as talked about on Mornings with Annie Gaffney

 Click here to download the Miracle Spray  Tip Sheet

Click here to download Cheapskates Washing Powder Tip Sheet

Tip Sheets, E-books & How Tos...

With over 120 Tip Sheets, E-books and other money saving tools the Tip Sheet Library is huge!

Check out Cheapskates Tip Sheets
What's happening

Cath's Calendar

Grow Your Own Food for a Year

"Not buying lunch paid for our trip to Perth"

"My wife and I have just had a great week in Perth, paid for by not buying lunches. When Sally started making lunches for us I thought she was nuts, especially when she told me not buying lunch would pay for a holiday. In 8 1/2 months she had the money to pay for our week in Perth, airfares and accommodation and site seeing included. Only thing is she insisted that we still pack our lunches each day instead of buying them :)."   
Greg & Sally M., Werribee

What is a Cheapskate?

Want to know just what characterises a Cheapskate?

The Tip Store

35 main categories containing over 10,000 hints, tips and ideas to save you money, time and energy.

Click here for a sneek peek



Budget Renovations

20011 - Mrs Sparkle, the Savvy Senior
2010 - Meet the Bumsteads, the family on a tight budget
2009 - The Smith Family, Survivors of their personal GFC 

Click here to read more about Budget Renovations

The Cheapskates Way to Living the Good Life for Less

What makes you feel rich?  The Cheapskates way is more about the things you don't do buy the things you do to save money, time and energy.

 A miraculous site!

"Hi Cath, Miraculous site!
Thanks, thanks and more thanks."
Carol, Mudgegonga

 Debt Free, Cashed Up and Laughing blog

This is the place where I write about the ordinary, day-to-day goings on in our house as we live life the Cheapskates way.  I hope it encourages and inspires you as you make your journey to living life the Cheapskates way.


Save money every day

You can save $50, $80, even $100 a week and still have the things in life you enjoy. At the Cheapskates Club we have thousands of terrific hints, tips and ideas that really will save you thousands of dollars a year. Learn how to save money on everyday items so that you can enjoy the things that are important to you – family, friends, fun – and be debt free, cashed up and laughing.

 "Feed a family of 4 for $70!"

"My husband didn't believe that I could cut our grocery bill to just $70 a week for the four of us. But now we've done it, he's so excited he thinks you should write a book! It was really easy for me to really slash our food costs and best of all, nobody has guessed that I'm a Cheapskate shopper!"  
Susan, St. Clair

Platinum members can login for full access to the Member's Centre. Login here:

Not a Platinum Cheapskates Club Member?
Please upgrade to a Platinum Cheapskates Club membership to be able to access our Member's Centre.

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Join the Cheapskates Club... and take control of your money.....


PO Box 5077, Studfield, Vic, 3152 Australia

Our office is open: Tue, Wed, Fri from 10am - 2pm.


I am a subscriber to cheapskates and love your website. My tip is... If you have private health insurance, do you read the fine print about your benefits? I discovered that my health fund will gi