Cheapskates

Site Information

Privacy Policy
Your privacy is important to us.

The Cheapskates Club is dedicated to showing you how to cut the costs of everyday living and still have fun. We are not dedicated to invading anyone's privacy. Therefore we do not sell, rent or give away any visitor or member information that is collected from within the site.

All the personal information we collect is kept completely confidential and is only used to keep track of subscriptions, memberships, competition entries and to keep you informed of what is happening at The Cheapskates Club.

The Cheapskates Club website may at times contain links to other sites. Cheapskates Web Marketing is not responsible for the information contained in these sites, or their privacy policies.

You have the choice to opt-out of receiving our newsletters or any other communications from us at any time.

Terms of Contribution
You wish to contribute your money, time or energy saving tips, hints, ideas, opinions, experiences or other information ("Your Contribution") to the Cheapskates Club website (www.cheapskates.com.au). The Cheapskates Club may accept Your Contribution for posting to its website solely in consideration for you agreeing to be bound by our website Terms of Use and the following Terms of Contribution:

Your Personal Details

So The Cheapskates Club can, if necessary, verify Your Contribution and avoid abuse of its Cheapskates Club website you must provide us with your personal details as requested. If you do not provide these details, we may not accept Your Contribution.

Your Responsibilities

You agree to:
1.ensure the accuracy and completeness of all Your Contribution;
2.ensure Your Contribution is not deceptive or misleading;
3.obtain any authorizations, permissions and consents necessary for the use of Your Contribution on our website including information you have obtained from third parties; and
4.reasonably co-operate with and assist The Cheapskates Club from time to time if required to ensure the accuracy and reliability of Your Contribution.

Your Warranty

You warrant Your Contribution:
1.is not obscene, offensive, illegal, defamatory or deceptive or misleading; and
2.does not infringe the intellectual property rights of any third person.

Your Indemnity

You indemnify The Cheapskates Club against any loss, costs, expenses, demands or other liability, whether direct or indirect, to the extent it arises from or in connection with your breach or non-compliance with your Responsibilities and Warranties as outlined above.

Our Responsibilities

You agree The Cheapskates Club is not obliged to pay for or acknowledge Your Contribution in any way nor maintain its website nor post Your Contribution on its website and The Cheapskates Club may any time and without notice or compensation to you, remove Your Contribution from its website and/or discontinue and remove its website from the Internet altogether.

Notice: All letters, tips and other materials and correspondence submitted to The Cheapskates Club (www.cheapskates.com.au) become the property of Cheapskates Web Marketing and all rights thereto including copyrights. Submitters grant the exclusive right to use and/or reproduce the materials in any manner and for any purpose.

Return Policy
We guarantee to save you more than you pay for The Cheapskates Club membership. If you're not saving money, time and energy within 30 days of following the hints, tips and advice contained in The Cheapkskates Club, we'll cheerfully refund the unused portion of your subscription.

To cancel your subscription please complete our Support Request Form. Be sure to include your full name, your email address and your password. Though not required, for the sake of better serving our members, we always appreciate hearing any reasons you have for cancelling. Please note that in most cases we do offer a refund for any unused months if your cancellation request is beyond the 30-Day Money Back Guarantee, but we reserve the right to withhold refunds without notice.
Customer Support Request

Giveaway Rules
Official Rules

1. NO PURCHASE NECESSARY. VOID WHERE PROHIBITED.

2. This Giveaway is open to legal residents of the Commonwealth of Australia and it's Territories, 18 years of age and older, except the employees of the Cheapskates Club and members of their immediate families. Only one prize per household.

3. Winners will be selected at random from all eligible entrants after the giveaway end date. The odds of winning depend on the number of eligible entries received. The winner will be notified by email within a month from the Giveaway end-date. Return of any prize notification as undeliverable will result in disqualification and selection of an alternate winner.

4. No transfers, substitutions in prizes or cash will be allowed.

5. Entries that are lost, late, illegible or incomplete for any reason will not be eligible. Cheapskates Web Marketing and/or the Cheapskates Club reserves the right to modify or terminate this Giveaway or disqualify any entry in the event of technical impairment by computer virus or otherwise. In the event of early termination, Cheapskates Club will randomly select winners from all eligible entries received at time of termination. In the event of a dispute concerning the identity of the person submitting an entry, the entry will be deemed to be submitted by the person in whose name the email account is registered.

6. Winners will be announced in the March 2009 edition of The Cheapskates Journal.

Disclaimer
All information contained on this site is copyrighted and cannot be used, in part or in its entirety, without express written permission.

All content is intended for informational purposes only and does not constitute an endorsement of practices contained here or on any linked site.

In no event shall Cath Armstrong or any other Cheapskate Club contributor be liable for any damages whatsoever resulting from any action arising in connection with the use of this information or its publication, including any action for infringement of copyright or defamation.
Questions or comments regarding this disclaimer should be directed to: Email: legalinfo@cheapskates.com.au

Why the Internet?
The Cheapskates Journal was established to make available a wealth of knowledge on how to cut the costs of everyday living, save money, time and energy and still have fun. Being a Cheapskate, I found the easiest, most cost efficient way to present this information to Australians was via the Internet.

Being an online publication saves you, the subscriber, a lot of money. The costs involved in producing a hard copy of The Cheapskates Journal each month would be far greater than those using the Internet. The postage alone would make the cost of a subscription beyond the reach of Cheapskates.

We are a frugal lot, and find any unnecessary expense anathema. Being an online publication not only saves the cost of postage, it saves paper (and trees), an enormous amount of time, printing costs and most of all it saves you, the subscriber, a stack of paper to be looked after each month.

Why did I choose Solutions Management to build The Cheapskate Journal website? Simple I chose Solutions Management because they were able to build a website to my specifications at a very reasonable price. I am able to maintain and manage the website myself, another way of keeping costs down.

Having the Cheapskates Journal as an online publication enables me to produce a newsletter full of value at minimal cost to you, the subscriber.

Why Banner Ads?
While The Cheapskate Journal website is half open to visitors, the other portion is password protected for Members who have taken advantage of subscribing for $37.95 per year (includes GST). Members have access to the Member's Centre, a new Journal each month, full of hints, tips, ideas and articles on how to cut the costs of everyday living, back issues, discussion groups, Cheapskates Tip Store and much, much more.

Being on-line, The Cheapskates Journal is available 24 hours a day, 7 days a week, 52 weeks a year. The thousands of visitors to the site can take advantage of the free pages without any restrictions being placed on them. They can visit as many times as they like, for as long as they like and we welcome them. We do not sell member information or details to anyone for any purpose whatsoever.

We chose to become an on-line publication to keep the costs down. No, it is not cheap to maintain a website that is updated daily. It is very expensive. It takes a lot of time to put The Cheapskates Journal together so that you can just click and have it appear.

But it is still cheaper to produce The Cheapskates Journal this way, than in the traditional print manner. We could be traditional and produce a printed newsletter, mailed to you each month, but we would have to drastically increase costs. We feel it is a much better proposition, financially, for everyone, to sell advertising space and have banner ads on our site than to increase the cost of The Cheapskates Journal 300% or even more.

While we are not responsible for the content of those ads, we do screen them so that they are morally correct and in line with The Cheapskates Journal philosophy. Remember, it is only advertising, and you can ignore it if you really want to.

Banner ads and policies are subject to change.